Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Categories: Education
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In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell unpack more listener questions around investing strategy, superannuation, and navigating today’s economic environment. They cover: – How to split investments inside vs outside super – Whether you’re still eligible for first home buyer grants – How to think about investing during global uncertainty – Super vs ETFs vs property: where should you focus? If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – Investing Inside vs Outside Super (Core Principles) – Early Retirement Strategy (Bridging the Gap to Preservation Age) – Contribution Caps & Tax Advantages of Super – Why High-Income Earners Often Maximise Super Later – First Home Owner Grant (FHOG) Rules Explained – Does Owning Property Previously Disqualify You? – Investing During Geopolitical Uncertainty (2026 Mindset) – Is It Okay to Benefit Financially From Crisis? – Super vs ETFs vs Property: Key Trade-Offs – Should You Focus on One Strategy or Diversify? – Building Wealth on a Lower Income – Sequencing Your Financial Priorities in Your 20s Show partner resources - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares full range of funds Episode resources - Check your eligibility for VIC first home owner grants - Ethical investing course by Rask Rask resources - Explore all Rask services - Learn about Rask Financial Planning - Start investing with Rask - Access Show Notes - Ask a question - just select the Finance Podcast Follow us on social media Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices
Previous episodes
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986 - Super vs property vs ETFs: What should you focus on? Thu, 07 May 2026
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985 - Like design? Listen to this: Why AI makes human judgment more valuable, ft. Andrew Hogan Mon, 04 May 2026
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984 - Got $1 million overnight? What to do next Thu, 30 Apr 2026
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983 - Why buying your first home feels impossible (and what to do instead) with Lucinda Hartley Mon, 27 Apr 2026
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982 - Money in your 20s: investing, super and your first home Thu, 23 Apr 2026
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981 - Sudden wealth explained: inheritance, pressure, risk & what to do next Mon, 20 Apr 2026
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980 - Inside a $350bn super fund: How your money is really invested Thu, 16 Apr 2026
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979 - Interest rates are rising… here’s how to actually benefit Mon, 13 Apr 2026
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978 - Fuel relief is coming, credit card surcharges are going plus, starting with $2k & retirement planning Thu, 09 Apr 2026
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977 - Financial independence is still achievable but most people are focusing on the wrong lever Mon, 06 Apr 2026
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976 - Estate planning, super & SMSFs: What happens to your money? Thu, 02 Apr 2026
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975 - Becoming a financial planner, SpaceX IPO & your questions answered Mon, 30 Mar 2026
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974 - Low deposit, high stakes: Inside Australia's 5% revolution Thu, 26 Mar 2026
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973 - Are Australians really doing it tougher? Real spending data from AU, US & NZ Mon, 23 Mar 2026
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972 - Is super a gamble? Super Payday, fixed rates, interest-only loans & knowing when you have ‘enough’ – Q&A Thu, 19 Mar 2026
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971 - 3 big retirement changes you need to know (plus your 5-step retirement plan) Mon, 16 Mar 2026
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970 - Hedged vs unhedged ETFs, ETF size, super duplication & kids investing: Weekly Q&A Fri, 13 Mar 2026
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969 - Financially preparing for kids: cash flow, leave, childcare and insurance explained Mon, 09 Mar 2026
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968 - Super at retirement, pension timing and health costs – Q&A Thu, 05 Mar 2026
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967 - Tom's $100,000 ETF portfolio (with a twist) Wed, 04 Mar 2026
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966 - The four stages of wealth: What to focus on at each stage Mon, 02 Mar 2026
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965 - Rewarding yourself, ETF losses and walking away from golden handcuffs – Q&A Thu, 26 Feb 2026
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964 - Unclaimed money: Are you leaving free money on the table? Mon, 23 Feb 2026
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963 - AI & your money, super strategies and SMSF ETF risks – Q&A Thu, 19 Feb 2026
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962 - Super stats: How does your superannuation compare? Mon, 16 Feb 2026
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961 - Baby on the way? Money tips, leave & childcare costs Thu, 12 Feb 2026
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960 - Dare to be wealthy – with Mel Browne Mon, 09 Feb 2026
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959 - Executor of an estate and first home buyer trade-offs – Q&A Thu, 05 Feb 2026
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958 - Is FIRE still possible in 2026? Ft. Dave Gow Sun, 01 Feb 2026
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957 - The King's private school, renovation loans and mortgage vs super – Q&A Thu, 29 Jan 2026
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956 - Investing, ETFs, AI & the Future of Advice — with Hayden Smith (Pearler) Mon, 26 Jan 2026
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955 - Summer Series Part 10: Protecting yourself and your family Thu, 22 Jan 2026
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954 - Summer Series Part 9: Tax Wed, 21 Jan 2026
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953 - 2026 stock game: Owen & Navarre's $100,000 stock game portfolio Tue, 20 Jan 2026
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952 - Summer Series Part 8: Shares and ETFs - Investing 101 with Owen Mon, 19 Jan 2026
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951 - Summer Series Part 7: Savvy Superannuation Thu, 15 Jan 2026
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950 - Summer Series Part 6: Property Wed, 14 Jan 2026
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949 - Summer Series Part 5: Debt: Using it, managing it, and repaying it Mon, 12 Jan 2026
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948 - Summer Series Part 4: Income & earning more: Increasing your Active & Passive income Thu, 08 Jan 2026
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947 - Summer Series Part 3: Spending, Saving and Budgeting Wed, 07 Jan 2026
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946 - Summer Series Part 2: Money and Mindset Mon, 05 Jan 2026
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945 - Summer Series Part 1: Happy new year. Let’s get Goal Setting! Thu, 01 Jan 2026
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944 - How not to mess up your renovation! Mon, 29 Dec 2025
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943 - Last-minute Christmas gifts under $50 that people actually use Mon, 22 Dec 2025
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942 - What if Vanguard goes bust? Last Q&A of 2025 Thu, 18 Dec 2025
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941 - 5 Ways They Get You – with Chris Kohler Wed, 17 Dec 2025
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940 - The million-dollar formula: Small moves, big impact Mon, 15 Dec 2025
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939 - 10 money hacks to level up your life in 2024 [Throwback] Thu, 11 Dec 2025
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938 - How (& why) insurance works: real-life claims with Phil Thompson Wed, 10 Dec 2025
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937 - How Owen Rask & Alex Luck *actually* invest [Adviser Q&A] Mon, 08 Dec 2025